Water Project Budget Allocator & Cost per Gallon

Split a well or septic budget across drilling, pump, trenching, treatment and contingency, and see the cost per gallon of capacity — with typical splits you can adjust.

Planning estimate: this is a planning estimate from the numbers you enter and standard reference quantities — not a bid or a contract. Get itemized written quotes from licensed contractors and confirm measurements before you commit.

Calculator

$
The whole-project figure you want to divide up.
As a fraction (0.60 = 60%). The five shares should add to 1.00.
Fraction of the total (0.15 = 15%).
Fraction of the total (0.10 = 10%).
Fraction of the total (0.10 = 10%).
Fraction of the total (0.05 = 5%).
gallons
Pressure-tank, cistern or septic-tank gallons, for the cost-per-gallon figure.
Drilling$7,200.00 (60%)
Pump + pressure tank$1,800.00 (15%)
Trenching + wiring$1,200.00 (10%)
Treatment$1,200.00 (10%)
Other$600.00 (5%)
Cost per gallon of capacity$12.00 /gal ($12,000.00 ÷ 1,000 gal)

On a $12,000.00 budget, drilling gets $7,200.00 and the pump & tank $1,800.00 at your split, and the project works out to $12.00/gallon of storage capacity. These percentages are labeled typical planning splits — move them to fit your project.

Before you have firm quotes, it helps to see roughly where the money in a well or septic project goes. This tool splits a total budget across the usual buckets — drilling and casing, pump and pressure tank, trenching and wiring, treatment, and a catch-all for contingency — using typical planning shares you can override the moment you have real numbers. It also normalizes the total into a cost per gallon of capacity, a handy way to sanity-check one quote against another.

The default split is a labeled planning convention, not a rule. Drilling usually dominates a well budget, but geology, depth and your local labor market move every share — adjust them to fit your project and keep the five to a 100% total.

Formula

Each category is a share of the total, and the normalizer is a simple per-unit cost:

Category $ = total × category share

Cost per gallon = total ÷ capacity in gallons

The five shares are typical planning splits (drilling 60%, pump & tank 15%, trenching & wiring 10%, treatment 10%, other 5%) that you adjust; the calculator flags it if they do not add up to 100%.

Worked example

On a $12,000 budget with the default split, drilling gets 12,000 × 0.60 = $7,200, the pump and tank get $1,800, trenching and wiring $1,200, treatment $1,200 and other $600. Against a 1,000‑gallon capacity that is 12,000 ÷ 1,000 = $1.20 per gallon. Shift the shares to match your quotes — if your driller takes 70% of the total, drilling becomes $8,400 and the rest shrinks to keep the total at $12,000.

Using the split and cost per gallon

Use the split to spot an outlier. If a quote puts drilling at a far smaller share than usual, check whether casing, the pump or trenching were left out and quoted separately — the complete-system cost tool helps you rebuild the full line-item total. The cost-per-gallon figure is most useful for comparing storage: a bigger pressure tank or cistern spreads the fixed costs over more gallons, lowering the per-gallon number.

These are planning splits, not a bid. Every share is a labeled typical you can and should move, and the real budget comes from itemized written quotes for your site. Nothing here is a price list; the whole calculation is driven by the total you enter.

Reference table

Typical planning split of a whole rural-property water project (labeled typicals — adjust them to your own quotes).

CategoryTypical share
Drilling & casing60%
Pump & pressure tank15%
Trenching & wiring10%
Treatment10%
Other / contingency5%

Frequently asked questions

How should I budget a well or septic project?
Start from a total and split it across drilling and casing, pump and pressure tank, trenching and wiring, treatment, and a contingency. A common planning split is 60 / 15 / 10 / 10 / 5, but adjust every share once you have real quotes.
Why is drilling usually the biggest share?
Depth and geology drive the borehole cost, which typically dominates a well budget. On a hard-rock or very deep site drilling can take an even larger share; on a shallow, easy site it takes less. Move the drilling fraction to match your driller’s quote.
What is cost per gallon of capacity?
It is the total divided by the storage or system capacity in gallons. A $12,000 project with 1,000 gallons of capacity is $1.20 per gallon. It is a normalizer for comparing quotes, not a market price.
Do the shares have to add up to 100%?
They should, for the split to represent your whole budget. The calculator adds them up and flags it if they do not total 100% so you can rebalance them.